Licensed & Launched
Hartsiz helps you secure the right licence for fintech, iGaming and other high-risk sectors. From idea to operational business.
We guide you through the licensing regimes and find the one that suits your business model best.
What we do
Complex solutions that meet the requirements of regulators, banks and customers.
- 01
Licensing
We find the regime that fits your business model and take you through the application.
- 02
Legal support
The documents, structure and protection a licensed business needs.
- 03
IT services
Two separate services: software development for your platform, back office and integrations, and the ICT and DORA documentation regulators require.
- 04
Business plan preparation
A plan and financial model a regulator, bank or investor can rely on, and the launch work around it.
From licence to launch
We draft and review the documents a regulated business runs on: commercial contracts, customer-facing terms and the policy suite a regulator reads during an application. Every document is written for the specific licence, jurisdiction and business model, not adapted from a generic template. Where a formal legal opinion is needed, we coordinate licensed local counsel.
Learn more
- Commercial contractsDrafting and review of service, outsourcing, employment, licence and partnership agreements, including the clauses regulators expect in outsourcing arrangements.
- Website and platform termsTerms and conditions, privacy notice, cookie notice, complaints procedure and the public AML/KYC extract shown to customers.
- Regulatory policy suiteThe full set of policies an application requires, such as AML/CTF, risk management, conflicts of interest, complaints handling, outsourcing, safeguarding or custody, and governance.
- Procedures and manualsOperational procedures that sit under each policy, so staff can follow them and an inspector can test them.
- Regulator-requested revisionsRedrafting in response to questions and comments raised by the regulator during review of an application.
Licences for more than 35 jurisdictions
Every EU member state through passporting, plus leading financial and offshore centres beyond the EU.
What is due next
All regulatory changes- UpcomingEuropean Union · Fintech & Crypto · medium impact
PSD3 and Payment Services Regulation indicative plenary vote
Source ↗ - Upcoming
- Upcoming
You have an idea. We know the way to make it happen.
From building the platform and establishing the brand to obtaining every licence you need.
Our values